Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens To My Savings Accounts If My Company Closes?

Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...

Do I Really Need A Flu Shot?

If you have ever had the flu, you know it is a very unpleasant experience. As though the fever, chills, muscle aches, headache, sore throat, and runny nose were not enough, many people develop complications. Flu complications may include sinus or ear infections, pneumonia, or sepsis when infection of the respiratory tract triggers an extreme inflammatory response. Thankfully, flu vaccination can help you protect yourself...

Will Quitting Smoking Lower My Life Insurance Premiums?

There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....

What Kind of Insurance Do I Need If I Rent Out My Home?

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

How To Keep Your New Car's Value As Long As Possible

Buying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...